Terms and Conditions

Last Updated: 01/10/2025

1. Introduction and Acceptance

Welcome to Luminarium (“we,” “our,” “us,” or “the Platform”). By accessing or using luminarium.net (the “Website”) and any related services, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Website or services.

Luminarium is currently in the development stage and is seeking seed capital investment to build a decentralized platform connecting impact investors and innovators. The platform described on this Website does not yet exist and is subject to change.

2. Eligibility and User Accounts

2.1 Age and Capacity

You must be at least 18 years of age and have the legal capacity to enter into binding contracts to use this Website. By using our services, you represent and warrant that you meet these requirements.

2.2 Account Registration

If you create an account or express interest in investment opportunities, you agree to:

Provide accurate, current, and complete information
Maintain and promptly update your account information
Maintain the security of your account credentials
Notify us immediately of any unauthorized access or security breach

2.3 Prohibited Users

You may not use our services if you are:

Prohibited from receiving services under applicable laws or regulations
Located in a jurisdiction where our services would be illegal
Acting on behalf of a sanctioned entity or individual

3. Platform Development Status

3.1 Pre-Launch Stage

Luminarium is currently seeking seed capital to develop its proposed decentralized platform. No operational platform, services, or investment products currently exist.

3.2 Forward-Looking Statements

All descriptions of platform features, functionality, and capabilities are forward-looking statements that represent our intended development goals. There is no guarantee that:

The platform will be successfully developed
Described features will be implemented as presented
The platform will launch commercially
Any specific timeline will be met

3.3 Development Changes

We reserve the right to modify, suspend, or discontinue any aspect of the proposed platform at any time without notice or liability.

4. Investment Risks and Disclaimers

4.1 High-Risk Investment

Any investment opportunity presented through Luminarium, now or in the future, involves substantial risk including:

Complete loss of invested capital
Illiquidity and inability to exit investments
Market volatility and price fluctuations
Regulatory changes affecting operations
Technical failures or security breaches

4.2 No Investment Advice

Nothing on this Website constitutes investment, financial, legal, or tax advice. We strongly recommend consulting with qualified professionals before making any investment decisions.

4.3 Accredited Investors Only

Any future investment opportunities will likely be limited to accredited investors as defined by applicable securities laws. You are responsible for determining your eligibility and compliance with all applicable regulations.

4.4 No Guarantees

We make no representations or warranties regarding:

Success of any investment or project
Platform functionality or availability
Return on investment
Impact outcomes or social benefits
Regulatory approval or compliance

5. Intellectual Property Rights

5.1 Ownership

All content on this Website, including text, graphics, logos, images, software, and design elements, is the property of Luminarium or its licensors and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. You may not:

Reproduce, distribute, or modify any content without written permission
Use automated systems to access or extract data from the Website
Reverse engineer or attempt to access source code
Remove or alter any copyright or proprietary notices

5.3 Trademarks

“Luminarium” and associated logos are trademarks of Luminarium. You may not use these marks without prior written consent.

6. User Conduct and Prohibited Activities

You agree not to:

Violate any applicable laws or regulations
Infringe on intellectual property or privacy rights of others
Transmit malicious code, viruses, or harmful content
Attempt to gain unauthorized access to systems or data
Engage in fraudulent, misleading, or deceptive practices
Harass, threaten, or harm other users
Use the Website for money laundering or illegal financial activities
Manipulate or interfere with platform operations
Impersonate any person or entity

7. Privacy and Data Protection

7.1 Privacy Policy

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

7.2 Data Security

While we implement reasonable security measures, we cannot guarantee absolute security of your information. You acknowledge and accept the inherent risks of electronic data transmission.

7.3 Regulatory Compliance

We may collect and process personal data as required for compliance with Know Your Customer (KYC), Anti-Money Laundering (AML), and other regulatory requirements.

8. Third-Party Links and Services

Our Website may contain links to third-party websites or services. We are not responsible for:

Content, accuracy, or practices of third-party sites
Products or services offered by third parties
Privacy policies or terms of third-party providers

Your use of third-party services is at your own risk and subject to their respective terms and conditions.

9. Limitation of Liability

9.1 Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

9.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LUMINARIUM SHALL NOT BE LIABLE FOR ANY:

Indirect, incidental, consequential, or punitive damages
Loss of profits, revenue, data, or business opportunities
Damages resulting from use or inability to use the Website
Investment losses or financial damages
Damages exceeding the amount paid to us in the past 12 months

9.3 Jurisdictional Limitations

Some jurisdictions do not allow limitation of certain warranties or damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Luminarium, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising from:

Your use of the Website or services
Your violation of these Terms
Your violation of any laws or regulations
Your violation of rights of third parties
Any investment decisions you make

11. Dispute Resolution

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Colombian jurisdiction, without regard to conflict of law principles.

11.2 Arbitration

Any dispute arising from these Terms shall be resolved through binding arbitration rather than in court, except where prohibited by law.

11.3 Class Action Waiver

You agree to resolve disputes individually and waive the right to participate in class actions or class arbitrations.

11.4 Exceptions

Either party may seek injunctive or equitable relief in court to protect intellectual property rights or prevent unauthorized use of the Website.

12. Regulatory Compliance

12.1 Securities Laws

Any future token offerings or investment opportunities will be structured to comply with applicable securities laws. We reserve the right to:

Restrict participation based on jurisdiction
Require verification of accredited investor status
Implement KYC/AML procedures
Refuse service to any user for compliance reasons

12.2 International Users

If you access our Website from outside Colombian Jurisdiction, you are responsible for compliance with local laws and regulations.

12.3 Changes Due to Regulation

We may modify or terminate services at any time due to regulatory requirements or legal compliance obligations.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Website with an updated “Last Updated” date. Your continued use of the Website after changes constitutes acceptance of the modified Terms.

Material changes will be communicated through:

Prominent notice on the Website
Email notification to registered users
Other reasonable means of communication

14. Termination

14.1 Termination by Us

We may suspend or terminate your access to the Website at any time, with or without cause or notice, including for:

Violation of these Terms
Fraudulent or illegal activity
Risk to platform security or integrity
Regulatory requirements
Business reasons

14.2 Termination by You

You may stop using the Website at any time. If you have an account, you may request account closure by contacting us.

14.3 Effect of Termination

Upon termination:

Your right to access the Website immediately ceases
We may delete your account and associated data
Provisions regarding liability, indemnification, and dispute resolution survive termination

15. Miscellaneous Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and Luminarium.

15.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force.

15.3 No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

15.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, natural disasters, pandemic, or internet failures.

15.6 Language

These Terms are drafted in English. Any translations are provided for convenience only, and the English version shall prevail in case of conflicts.

16. Contact Information

For questions, concerns, or notices regarding these Terms, please contact us at:

Luminarium
Email: info@luminarium.net
Website: luminarium.net

Cryptocurrency and Blockchain Specific Terms

17.1 Blockchain Technology Risks

Future use of blockchain technology may involve risks including:

Irreversible transactions
Smart contract vulnerabilities
Network congestion and high transaction fees
Regulatory uncertainty
Loss of private keys resulting in permanent loss of access

17.2 Wallet Responsibility

If blockchain functionality is implemented, you will be solely responsible for:

Maintaining the security of your private keys
Backing up wallet information
Understanding blockchain transaction mechanics
Any losses due to compromised credentials

Important Notice

Please read this disclaimer carefully before using luminarium.net or engaging with any Luminarium services, investment opportunities, or communications. By accessing this website, you acknowledge and agree to all terms outlined in this disclaimer.

Platform Development Status

Pre-Launch Stage

Luminarium is currently in the seed capital fundraising stage. The platform described on this website does not yet exist and is not operational. All features, functionality, and capabilities described are conceptual and represent our intended development goals only.

No Guarantee of Completion

There is no guarantee that:

The Luminarium platform will be successfully developed or launched
Any described features or functionality will be implemented
The business model will prove viable or sustainable
Any specific timeline or roadmap will be achieved
The project will receive necessary funding or regulatory approvals

Subject to Change

All aspects of the proposed platform, including technical architecture, governance mechanisms, tokenomics, business model, and target markets are subject to change without notice. We reserve the right to modify, pivot, or discontinue the project at any time.

Investment Risk Warnings

High-Risk Investment Opportunity

INVESTMENT IN LUMINARIUM INVOLVES EXTREME RISK AND MAY RESULT IN TOTAL LOSS OF YOUR INVESTED CAPITAL.

Specific Risks Include:

Development Risk: The platform may never be built or launched successfully
Technology Risk: Blockchain and smart contract technologies may fail or contain vulnerabilities
Market Risk: There may be insufficient demand for platform services
Regulatory Risk: Changes in laws may prohibit or restrict operations
Liquidity Risk: You may be unable to exit your investment or recover any value
Operational Risk: The team may lack expertise or resources to execute the vision
Funding Risk: Insufficient capital may prevent platform completion
Competitive Risk: Other platforms may offer superior solutions
Token Value Risk: Any future tokens may become worthless
Security Risk: Hacking, fraud, or theft may result in total loss

Only Risk Capital

ONLY INVEST MONEY YOU CAN AFFORD TO LOSE COMPLETELY. Do not invest funds needed for living expenses, retirement, education, or other essential purposes.

Not Investment Advice

No Professional Advice

Nothing on this website constitutes:

Investment advice or recommendations
Financial planning or wealth management advice
Legal advice or regulatory guidance
Tax advice or tax planning recommendations
Accounting or auditing services
Professional consulting services of any kind

Do Your Own Research

You are solely responsible for:

Conducting your own due diligence and research
Evaluating the risks and merits of any investment
Consulting with qualified professional advisors
Making your own independent investment decisions
Complying with all applicable laws and regulations

No Reliance

You should not rely on any information provided on this website as the basis for any investment decision. All information is provided for informational purposes only.

Forward-Looking Statements

Speculative Projections

This website contains forward-looking statements regarding:

Future platform features and capabilities
Expected market size and growth
Projected financial performance
Anticipated impact and social outcomes
Development timelines and milestones
Business strategies and partnerships

No Guarantees

These forward-looking statements are based on current assumptions and expectations that may prove incorrect. Actual results may differ materially from any projections, estimates, or expectations expressed or implied.

Factors Affecting Outcomes

Numerous factors may cause actual results to differ, including:

Changes in market conditions
Technological challenges or failures
Regulatory developments
Competitive pressures
Inability to secure adequate funding
Team changes or operational difficulties
Unforeseen events or circumstances

Regulatory and Compliance Matters

Accredited Investors Only

Any investment opportunities will likely be restricted to accredited investors as defined under applicable securities laws. You are responsible for determining your eligibility.

Securities Law Compliance

Luminarium intends to comply with all applicable securities laws and regulations. However:

No regulatory agency has reviewed or approved this offering
No regulatory agency has confirmed the accuracy of this information
Participation may be restricted or prohibited in certain jurisdictions

Geographic Restrictions

Luminarium services and investment opportunities may not be available to residents of certain countries or jurisdictions due to legal or regulatory restrictions. It is your responsibility to ensure compliance with local laws.

KYC/AML Requirements

We reserve the right to require identity verification, source of funds documentation, and other due diligence information before allowing participation in any investment opportunities.

Cryptocurrency and Blockchain Risks

No Tokens Currently Available

No cryptocurrency tokens, digital assets, or blockchain-based products are currently available. Any future token offerings will be subject to separate terms, conditions, and risk disclosures.

Blockchain Technology Risks

Future use of blockchain technology involves significant risks:

Irreversibility: Blockchain transactions cannot be reversed or recovered
Smart Contract Vulnerabilities: Code errors may result in permanent loss of funds
Private Key Loss: Loss of private keys results in permanent loss of access to assets
Network Risks: Blockchain networks may experience congestion, forks, or failures
Regulatory Uncertainty: Laws governing cryptocurrencies are rapidly evolving
Market Volatility: Cryptocurrency values can fluctuate dramatically
Limited Recourse: No government insurance or consumer protections apply

Your Sole Responsibility

You are solely responsible for:

Understanding blockchain technology and cryptocurrency mechanics
Securing your private keys and wallet credentials
Verifying transaction details before confirmation
Complying with tax reporting requirements
Any losses resulting from your actions or inaction

No Guarantees or Warranties

Information Accuracy

While we strive to provide accurate and current information, we make no representations or warranties regarding:

Accuracy, completeness, or reliability of any information
Suitability for any particular purpose
Timeliness or currency of information
Absence of errors, omissions, or inaccuracies

Website Availability

We do not guarantee:

Continuous, uninterrupted access to the website
Error-free or secure operation
Freedom from viruses or malicious code
Compatibility with your devices or software

Third-Party Content

We are not responsible for:

Accuracy or reliability of third-party information
Content on linked external websites
Products or services of third-party providers
Actions or omissions of partners or affiliates

Limitation of Liability

Maximum Legal Extent

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Luminarium, its founders, employees, advisors, partners, and affiliates SHALL NOT BE LIABLE for any:

Direct, indirect, incidental, or consequential damages
Loss of profits, revenue, data, or business opportunities
Investment losses or financial damages
Damages resulting from use of or reliance on website information
Damages from unauthorized access, data breaches, or security incidents
Damages from errors, omissions, or inaccuracies in content
Any other damages or losses of any kind

Your Assumption of Risk

By using this website or participating in any Luminarium opportunities, you voluntarily assume all risks associated with such use or participation.

Intellectual Property

Proprietary Rights

All content on this website, including text, graphics, logos, designs, and concepts, is the intellectual property of Luminarium and is protected by copyright, trademark, and other intellectual property laws.

No License

Nothing on this website grants you any license or right to use Luminarium’s intellectual property without express written permission.

Privacy and Data Protection

Data Collection

We collect and process personal information in accordance with our Privacy Policy. By using this website, you consent to such collection and processing.

No Absolute Security

While we implement reasonable security measures, we cannot guarantee absolute security of your information. You acknowledge the inherent risks of electronic data transmission and storage.

Professional Consultation Required

Seek Professional Advice

Before making any investment decision, you should consult with:

Financial Advisors: For investment suitability and portfolio allocation
Legal Counsel: For regulatory compliance and contractual matters
Tax Professionals: For tax implications and reporting requirements
Technical Experts: For understanding blockchain and smart contract risks

No Professional Relationship

Accessing this website or communicating with Luminarium does not create any professional advisory relationship.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes constitutes acceptance of the modified disclaimer.

Governing Law and Disputes

This disclaimer is governed by the laws of Colombia. Any disputes arising from or related to this disclaimer or your use of the website shall be resolved in accordance with the dispute resolution provisions in our Terms and Conditions.

Acknowledgment and Acceptance

BY ACCESSING OR USING THIS WEBSITE, YOU ACKNOWLEDGE THAT:

You have read and understood this entire disclaimer
You understand that Luminarium is in early development stage with no operational platform
You understand the high-risk nature of early-stage investments
You understand that you may lose your entire investment
You have not relied on any information on this website as investment advice
You will conduct your own due diligence and consult professional advisors
You voluntarily assume all risks associated with your use of this website
You agree to hold Luminarium harmless from any losses or damages
You understand that blockchain and cryptocurrency investments carry unique risks
You accept responsibility for compliance with all applicable laws and regulations

By using luminarium.net, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.